SECTION 1 - ACCURATE, COMPLETE, TIMELY FINANCIALS

(If this piece is missing, everything else crumbles)

BOOKKEEPING ACCURACY

☐  I have accurate books with no unreconciled accounts

☐  All bank & credit card accounts are reconciled monthly

☐  Vendor payments, deposits, and expenses are correctly categorized

☐  No “Ask My Accountant,” “Uncategorized,” or “Suspense” transactions exist

☐ I can trust that my numbers are correct – not estimated

COMPLETENESS OF INFORMATION

☐  All income & expenses are recorded

☐  All assets & liabilities are properly tracked

☐  All loans show correct balances and payments

☐  My chart of accounts is streamlined, clean, and logical

TIMELINESS

☐  My books are updated at least once a week

☐  I receive monthly financial reports by the 10th of the next month

☐  I never wait months to know where I stand financially

If you checked fewer than 8 items here - you are guessing. Start with bookkeeping correction and cleanup.

SECTION 2 - UNDERSTAND THE STORY YOUR NUMBERS ARE TELLING

(This is where most business owners get stuck - and where guessing begins.)

FINANCIAL LITERACY & INTERPRETATION

☐  I know how to read my Profit & Loss statement

☐  I understand my Balance Sheet

☐  I know my real cash position at all times

☐  I understand my business’s break-even point

☐  I can identify trends and patterns in revenue and expenses

☐  I know what’s really driving profit – and what’s destroying it

PERFORMANCE AWARENESS

☐  I know which products or services are profitable

☐  I know my true cost of doing business

☐  I know which customers help me grow – and which drain resources

☐  I know where money is leaking out of the business

☐  I monitor performance regularly, not once a year at tax time

If you checked fewer than 7 items here – you’re interpreting too little and guessing too much. Understanding your numbers is non-negotiable.

SECTION 3 - MAKING SMART, CONFIDENT DECISIONS

(This is the whole point of financial clarity.)

STRATEGIC DECISION-MAKING

☐  I make decisions based on facts, not feelings

☐  I know what to do and when to do it

☐  I never delay decisions because I feel unsure

☐  I have measurable goals and know how to track progress

☐  I can act quickly because I trust my information

OPERATIONAL CONFIDENCE

☐  I know which expenses to cut and which to increase

☐  I know when to hire, when to invest, and when to hold

☐  I understand how to increase profit without working more hours

☐  I know how to prevent cash-flow crises before they happen

☐  I base my choices on financial intelligence, not hope

LONG-TERM STABILITY

☐  I have a clear plan to build long-term stability

☐  I track debt, cash flow, and profitability proactively

☐  I’m building a business that can survive tough times – not just good times

☐  I feel confident, in control, and fully aware of my financial truth

If you checked fewer than 10 items here – you’re making decisions with uncertainty. Guessing is still influencing your results.

FINAL PAGE - RESULTS & NEXT STEPS

YOUR SCORE

Count your checkmarks:

• 25-40: Strong clarity - keep building your financial intelligence

• 15-24: Moderate clarity - guessing is still hurting you

• 0-14: High risk - ignorance is running your business, not you

YOUR NEXT RIGHT STEP

If you’re ready to eliminate guessing and take control of your business, schedule your FREE Clarity Consultation.

• Schedule a FREE Clarity Consultation via phone/Teams

• Get a personalized Financial Clarity Report

• Stop guessing. Start knowing.

The most expensive thing in business is guessing. You can’t afford it. Not anymore.